Reply
Highlighted
Valued Contributor
Posts: 8,734
Registered: ‎10-21-2012
0

Re: What causes your scores to be different with other Credit Reporting Agencies?


takeshi74 wrote:

Different algortihms.  Even a single company can have different models that produce different scores.

 


JMills wrote:

Will my scores every be the same number for all 3 CRAs?


Anything's possible but it's highly unlikely.  Why are you fixated on them being the same?  Again, they don't use the same algorithms so it's a given that the scores will differ.

 

Additionaly, differing number of inquiries != same information.


+1

 

And, what myjourney said above.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.