Understanding FICO® Scoring

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blkbishop86
Posts: 19
Registered: ‎09-25-2007

What happen to my Experian Score

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‎01-09-2008 07:48 AM

I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert
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Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: What happen to my Experian Score

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‎01-09-2008 08:26 AM

You can not buy a FICO score directly from Experian- it's a FAKO score
 

 
blkbishop86 wrote:
I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert

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Moderator Emerita<br>Community Leader<br>Epic Contributor
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Epic Contributor
haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007

Re: What happen to my Experian Score

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‎01-09-2008 09:26 AM


blkbishop86 wrote:
I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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