Credit Card Center Advertiser Disclosure†

Understanding FICO® Scoring

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Established Member
blkbishop86
Posts: 19
Registered: ‎09-25-2007
0

What happen to my Experian Score
Options

‎01-09-2008 07:48 AM

I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert
Message 1 of 3 (1,200 Views)
 
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: What happen to my Experian Score
Options

‎01-09-2008 08:26 AM

You can not buy a FICO score directly from Experian- it's a FAKO score
 

 
blkbishop86 wrote:
I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert

Message 2 of 3 (1,195 Views)
 
Highlighted
Moderator Emerita
haulingthescoreup
Posts: 28,095
Registered: ‎04-01-2007
0

Re: What happen to my Experian Score
Options

‎01-09-2008 09:26 AM


blkbishop86 wrote:
I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 3 (1,185 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.