Understanding FICO® Scoring

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Established Member
blkbishop86
Posts: 19
Registered: ‎09-25-2007
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What happen to my Experian Score

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‎01-09-2008 07:48 AM

I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert
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Timothy
Posts: 9,252
Registered: ‎03-19-2007
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Re: What happen to my Experian Score

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‎01-09-2008 08:26 AM

You can not buy a FICO score directly from Experian- it's a FAKO score
 

 
blkbishop86 wrote:
I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert

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Moderator Emerita<br>Community Leader<br>Epic Contributor
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haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: What happen to my Experian Score

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‎01-09-2008 09:26 AM


blkbishop86 wrote:
I bought an Experian score and the score came back as a 634. A month later the score expired and I couldn't see it any more. I went to Experian.com and bought there score watch and to my surprise my score was a 584. My Chapter 13 has been discharged. Why was MyFico Score and there site score so different. That's about a 50 point difference. Thanks Robert

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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