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Super Contributor
Posts: 5,798
Registered: ‎10-06-2007
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Re: What is the Optimum CL for balancing FICO and Credit Reviews?

I meant a monthly payment of 20% of your take home.  I dont know what a CL would be for a minimum payment of say $1000.  My guess would be about 40k.
10/17/2017 FICO: EQ 829 TU 830 EX 826
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
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Re: What is the Optimum CL for balancing FICO and Credit Reviews?

I am getting closer everyday to not need to make payments before that statements cut.

That is my goal right now to max the free credit float (keep $ in savings max time) and points while not having to make interim payments or pay any interest and to keep FICO happy.

DANG- I wish AMEX read my posts.

MidnightVoice wrote:
I like high CLs on a few cards. I have 4 ccs with different functions, and I want them all the CLs as high as possible so that if I spend a lot not only will my overall outil be low, but so will the card I spend it on.
I couldn't imagine me maxing out all my cards!

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