Re: What is the appropriate status for a paid/closed installment account?

R_W_ · ‎05-10-2010

Thank you so much! They fixed it and myFICO is now 748...whew!

Starting Score: EQ 740, EX 792 (lender pull), TU 751 (lender pull)
Current Score: EQ 740, EX 792 (lender pull), TU 751 (lender pull)
Goal Score: 2 over 760 and one over 800

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ghannan2000 · ‎10-21-2008

It took about a week but the OC updated the CRA's to reflect Current Status as Paid as Agreed. I actually would have expected it to have some effect, but apparently not based on the Score Tracker. But at least it no longer looks to human eyes as being currently past due. For reference the "date reported" field for the account was Mar 2006, so unlike R_W_, I think that's the reason it likely was doing little damage, and the change resulted in little benefit. Thanks to all for advice and support.

Shogun · ‎04-15-2011

Congrats to you!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Understanding FICO® Scoring

Re: What is the appropriate status for a paid/closed installment account?

Re: What is the appropriate status for a paid/closed installment account?

Re: What is the appropriate status for a paid/closed installment account?