What is the best product to buy for Credit Scores?

[Schoolbuskid]

I would like to know what is the best product to showing what my REAL credit scores are? Right now i am signed up for score watch from EQ website and EX website! My mom recently had her credit checked and she has the same monitoring services that i have, but when she got her scores back from the application she filled out they were no where near what EQ, EX TU had depicted! Why is that?

[llecs]

There is only one real score and that's the FICO score. Others from TC, CE, or others are FAKOs. All scores, FAKO or FICO, use a proprietary scoring formula to calculate the scores. This is why each score is different. However, FICOs only seem to matter but FAKOs can get you in a ballpark area score-wise. Also, mortgage co's and auto lenders tend to use a different, but similar, scoring method.

[Anonymous]

Check out the credit monitoring link in my sig.