09-09-2013 03:04 PM
Are my scores likely to increase or decrease with a new mortgage?
My TU has 1 paid collection (property tax oversight) from 2012.
My EX has 2 paid medical judgments from 2010 and 1 paid collection from 2012.
My EQ has 2 paid medical judgments from 2010 and 3 paid collections that are all 6+ years, but recently paid. All 3 were updated prior to payoff.
All CR have 20+ inquiries due to major app spree in November 2012, car purchase in December 2012, and mortgage apps in July 2013.
09-09-2013 07:02 PM
YMMV. I've lost points when my first and only mortgage reported on perfectly clean CRs, but it seems most are more likely to see a gain.