Reply
Regular Contributor
hopingsoon
Posts: 231
Registered: ‎03-09-2013

What number is a good score?

 

How does this break down in scores?

 

 



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+ :smileyhappy:


Take the myFICO Fitness Challenge
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: What number is a good score?

I have never seen an official chart from FICO.  But, if you search the internet, they will be all over the place.

Regular Contributor
bluescale
Posts: 135
Registered: ‎10-03-2011

Re: What number is a good score?

[ Edited ]

I can't answer that, but I can tell you that 641 and 653 came up as "Not Good", while 690 and 698 fall into the "Good" category.  

 

I have a 723 alert currently from Score Watch, but it doesn't tell me if that's considered "Good" or "Very Good."

Regular Contributor
hopingsoon
Posts: 231
Registered: ‎03-09-2013

Re: What number is a good score?

My EX score had been 663 and it listed as good but after two inquiries it dropped to 655 and it now listed as not good so I'm thinking that 660 is the mark for good. What's the highest FICO? 850? So maybe 660-720 is good, 720-780 very good, above 780 great?? Something like that. 

 



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+ :smileyhappy:


Take the myFICO Fitness Challenge
Frequent Contributor
Dubious
Posts: 271
Registered: ‎02-10-2013

Re: What number is a good score?


hopingsoon wrote:

My EX score had been 663 and it listed as good but after two inquiries it dropped to 655 and it now listed as not good so I'm thinking that 660 is the mark for good. What's the highest FICO? 850? So maybe 660-720 is good, 720-780 very good, above 780 great?? Something like that. 

 


This might be pretty close. One of my scores is 724 and it's "good" and one is 725 and it's "very good"


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+