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What's a good utilization?

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Valued Contributor

Re: What's a good utilization?

This is a very old thread.

 

It's worth noting in general that FICO scoring takes place in the specific context of a particular credit background (bucket), and that context is driven by things like account age, derogatories, number of accounts, and so on.

 

If utilization scoring takes this context into account, then the rules may vary with the individual.