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psychic wrote:My EX score was 839 from May through December, 2007. In January of this year, my EX score dropped 8 points to 831. Like you, my amount of revolving debt decreased, I had no new inquiries, accounts, etc. However, I didn't have any comments about factors that were hurting my score. I have no idea why my EX score dropped 8 points.
Message Edited by psychic on 03-03-2008 10:34 AM
Boscoe wrote:Just keep your score above 760 and none of this other talk even matters.........Once you get above 760, it is only 2 things:1) Maintaining the score above that level2) Ego / hobbyAt that point, all you need to do is this: Pay the bills on time, no baddies, keep your UTL below 30% and keep the old cards open (to be over 800, you must have tradelines over 20 and probably over 30 years old........).The rest of us will just strive to get there some day. Will be after 2017 for me with the BK public record in tow.