Credit Card Center Advertiser Disclosure†
04-17-2013 07:28 AM
04-17-2013 09:41 AM
Mine was over 6 years. Then I opened 3 new tradelines in the last 3 months so now it is less than 2 years. Oh well. That is by design. I figured the way to rebuild is to start a bunch of new tradelines and "garden" them well. I have no need for credit in the immediate to midterm .future so it is the perfect time to start tradelines. Once my oldest ages off in 2016 I will be left with what I started 3 months ago...
04-17-2013 10:32 AM
8 yrs on eq.
10 yrs on tu.
EQ has purged most of my closed account before 10 years mark lowering the overall AAoA.
04-17-2013 11:22 AM
04-21-2013 05:34 AM
04-21-2013 06:26 AM
04-21-2013 11:27 AM
04-22-2013 05:42 AM
4 new cards within the past 6 months (2 within the past 1.5 months)
TU = 6 AAOA 11.9 Oldest
EQ = 9 AAOA 18.9 Oldest
EX = ?
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
04-22-2013 07:46 PM
Did the CRAs compute the AAoA or did you from your own records?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.