@TRC_WA wrote:
I stand corrected... EQ reported a 4 point loss this morning with the auto loan report. It had reported no change when the old one reported paid off.
So... payoff and new loan results in 4 point EQ loss... 6 point EX gain.
Both 686.
My previous auto loan reported paid off today to EX... 3 point loss.
So I had a 4 point EQ loss from 690 to 686 and a net 3 point EX gain from 680 to 686 to 683.
Still waiting on TU... slow to update scores.
FICO8 current as of :
----- EQ:
--- TU:
--- EX:
---Hard INQs last 12 months: EQ:
5 | TU:
7 | EX:
9Verizon Visa
$6500 Amex Delta Platinum
$10,000 Care Credit
$12,000NFCU CashRewards
$6000 Apple Card
$2000 Best Buy
$3500 Amazon
$5000NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray)
$44k new - balance
$31k/6.94%Total CL:
$45,000 --- Total CC UTI:
--% --- AAoA:
5.5 years --- Income:
$200kLast app:
11-30-23