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What the HECK 26 point drop!!

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TRC_WA
Senior Contributor

Re: What the HECK 26 point drop!!


@TRC_WA wrote:

 


I stand corrected... EQ reported a 4 point loss this morning with the auto loan report.  It had reported no change when the old one reported paid off.

 

So... payoff and new loan results in 4 point EQ loss... 6 point EX gain. 

 

Both 686.

 


My previous auto loan reported paid off today to EX... 3 point loss.

 

So I had a 4 point EQ loss from 690 to 686 and a net 3 point EX gain from 680 to 686 to 683.

 

Still waiting on TU... slow to update scores.

FICO8 current as of : ----- EQ: --- TU: --- EX: ---
Hard INQs last 12 months: EQ: 5 | TU: 7 | EX: 9
Verizon Visa $6500 Amex Delta Platinum $10,000 Care Credit $12,000
NFCU CashRewards $6000 Apple Card $2000 Best Buy $3500 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $44k new - balance $31k/6.94%
Total CL: $45,000 --- Total CC UTI: --% --- AAoA: 5.5 years --- Income: $200k
Last app: 11-30-23
Message 31 of 31
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