No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just pulled my EX fico score and about had a coronary. It dropped from 842 to 798. I have done nothing different from last month to this month. I only have one item in the "whats hurting your score" column. This item states that "my FIRST revolving account was opened 5 yrs and 2 months ago, which is not true. In the "whats helping your score" column it states that i have a long credit history with my oldest account being 22 yrs and 2 months, which is correct. These people are truly schizophrenic. It took me years to get to 842, and it's gone over night.
Strange, I'd do an incredibly careful read on the report and compare it to last one.
Shouldn't stress too much about it anyway, anything north of 760 is irrelevant other than bragging rights I suppose. 798 is still a magnificent score, and even getting to 850 won't improve your life or credit any.
Correct Revelate. Any score over 760 will get you the best mortage and credit card rates possible!. It's just nice to be above the minimum so minor changes won't drop you below that threshold.