When do bureaus rescore?

[Anonymous]

I just paid off a good chunk of debt (May 1), and am wondering when the lower balances are going to reflect on my CR? Do creditors usually report to the bureaus at a given time of each month? I'm interested in quick results because I want to apply for a mortgage before the end of May. Thanks.

[Anonymous]

Thanks for taking the time to search the forums first.

Generally creditors report on a monthly basis - typically around the same date. This date varies by account. Your score is calculated at any given time for a particular report. Once the report changes, your score would therefore change too (alternatively there are also changes in score given aging of things on it).

[Tuscani]

You can also call the creditors and ask them when they report.