Credit Cards Center Credit cards from our partners
New Member
Posts: 1
Registered: ‎05-06-2007

When do bureaus rescore?

I just paid off a good chunk of debt (May 1), and am wondering when the lower balances are going to reflect on my CR? Do creditors usually report to the bureaus at a given time of each month? I'm interested in quick results because I want to apply for a mortgage before the end of May. Thanks.
Regular Contributor
Posts: 169
Registered: ‎03-16-2007

Re: When do bureaus rescore?

Thanks for taking the time to search the forums first.
Generally creditors report on a monthly basis - typically around the same date. This date varies by account. Your score is calculated at any given time for a particular report. Once the report changes, your score would therefore change too (alternatively there are also changes in score given aging of things on it).
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: When do bureaus rescore?

You can also call the creditors and ask them when they report.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.