04-05-2007 06:51 AM
04-05-2007 09:58 AM
Ive read six months, then I read three months. Ive also read that an account needs to be two years old before it is considered aged. So, when is an account old enough that its not considered a negative factor?You should see improvement at 6, 12 and 24 mos after 24 mos there's not much of a bonus. 6 mos will keep it from hurting, 12 mos will help, the most comes at the 24 mos mark when its no longer considerd new. Keep in mind that is if utilization is kept in check.