I have one card opened in June of last year and two opened in July. I know the Fico takes a bump at the one year point my question is when is the one year popint. I pulled the TU report and in the months reviewed each is different. The one opened in May shows 11 reporting periods on Ex but only ten on TU. Is the anniversay or twelve months for that card May or does it also have to report for June in order to qualify. Curious because of the difference on the two bureaus. What about EQ.
On my reports TU is pretty much always a month behind why that is I couldn't say. My EX report is always the first to update followed by EQ a few days later. It seems to me EX is quick to update reports which is nice just wish the others would do the same.