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I was approved for my first credit card on April 26. I got my first statement on May 25th. I know it takes 6 months to generate a FICO score, but does that mean 6 months of statements or 6 months from the opening/approval date?
I ask because I'd like to order Scorewatch as soon as I have a FICO score created When do you expect I'll have my first one?
Thanks!
@isoldmyatlas wrote:I was approved for my first credit card on April 26. I got my first statement on May 25th. I know it takes 6 months to generate a FICO score, but does that mean 6 months of statements or 6 months from the opening/approval date?
I ask because I'd like to order Scorewatch as soon as I have a FICO score created When do you expect I'll have my first one?
Thanks!
I believe it would take 6 months of reported history on your credit reports. So assuming that your first reported month is May, I would look at October as being the 6th month. October's history will probably be reported in November though so I wouldn't try until then.