Where are you and what are your credit scores?

[Anonymous]

I'm on the east coast. Scores are 720-770 (FICO scores)

[Momof5]

FL here.

EQ - 589

EX - 655

TU - 659

EQ has a collection that is recent (5/07 added) that is scheduled for deletion (error), so that score should reach the others...

I have no INQs because I haven't been looking for credit. 

[Anonymous]

AZ
Nov 06 482
May 07 602

All but one of my CA's goes off in July. Last one drops in Nov and is past SOL.
Just paid down CC utilization from 70% to 9% last week.

Looking forward to seeing the results.

My goal is 700 by the end of the year.

Other items:
new 1000 CL with 0% til March 08 - will have a BT of 300 on it paying $80-100 per mo til I pay it off- no finance charges ever again !!!

The INQ did not do anything to my score-Actual increase of 4 points. More likely caused by longer clean history.

Consolidating 10K in 4 SL from 175 a month to 69 - help cash flow and working with them to remove all the lates from the old accounts when closed.

Will take a short hit for new TL - but the lower payment should help, if the lates get zapped I will be golden.

Message Edited by Timothy on 05-28-2007 03:46 PM

[ktl55]

NY - TU 674 (updated 5/26/07) EQ 657 (updated 5/26/07) EXP ?? ( haven't updated since recent deletion on 5/28/07)

[Anonymous]

Honolulu HI

EQ 762

EX 768

TU 683

[Anonymous]

I'm on the East Coast (Philadelphia area).  My scores as of 5/29/07:

TU - 692

EX - 712

EQ - 614

Being that all 3 agencies have virtually identical information, I can't figure out why Equifax is consistently 80-100 points lower than the other two.

[fused]

My scores went down:

06/01 FICO Scores

EQ 772

EX  739

TU  770

Honolulu, HI

[Anonymous]

Arizona

EQ 608

EX  610

TU  613

[Anonymous]

I'm in Oklahoma:

TU- 600

EX- 583

EQ- 586

Boo.

[Anonymous]

• Trans Union 612
• Equifax 614
• Experian 631

All up from High 500's 3 months ago. I'm in Washington State, just moved here a month ago from California. I really don't understand the point spread between Experian and the other two. If you look at that report it looks terrible compaired to the other two (lot of errors and old bad marks).

Wouldn't the CRA depend on the company you do business with instead of the area you reside?

~lori

Message Edited by Lori344 on 06-06-2007 08:40 AM