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Where are you and what are your credit scores?

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2anewu
Regular Contributor

Re: Where are you and what are your credit scores?

I live in MO (Misery) right now and everyone wants to pull EX which is my lowest. I have not had any disputes resolved with them. After reading other post I was sure that I had picked cc companies that would not pull EX and I was WRONG. Now I have all of these extra inq's b/c I read the forums wrong and applied for too many cc's at once. NEway my scores are TU 643, EX 538, EQ 657.
Message 41 of 58
Anonymous
Not applicable

Re: Where are you and what are your credit scores?

Arizona
 
FICO's
 
TU - 580
EX - 545
EQ - 550
 
...still learning the dispute processes...  Smiley Happy
 
Sad thing is that the FAKO's are:
 
TU - 587
EX - 567
EQ - 721
Message 42 of 58
snodog
Established Member

Re: Where are you and what are your credit scores?

Northeast
 
TU- 808
EQ- 817
EX- 823
Message 43 of 58
Anonymous
Not applicable

Re: Where are you and what are your credit scores?



snodog wrote:
Northeast
 
TU- 808
EQ- 817
EX- 823


800 Club member.  Can you share with us how many revolving, installment and mortgage accounts you currently have.  Do you have any lates?  What's you debt-limit ratio? Do you have any recently opened accounts? Any judgements, liens or collections? 
Message 44 of 58
fused
Moderator Emeritus

Re: Where are you and what are your credit scores?



crocpa wrote:


snodog wrote:
Northeast
 
TU- 808
EQ- 817
EX- 823


800 Club member.  Can you share with us how many revolving, installment and mortgage accounts you currently have.  Do you have any lates?  What's you debt-limit ratio? Do you have any recently opened accounts? Any judgements, liens or collections? 


With these scores you can bet your house, your children's 529 savings plan, your 401k and any other money you have that the reports are squeaky clean, 0 derogs.  Your first question asking about TLs is all that matters here, I hope he/she returns and shares.  Phenomenal Scores indeed!
Message 45 of 58
snodog
Established Member

Re: Where are you and what are your credit scores?

Sure here are the details-
 
Number of accounts -12
accounts with balances -1
accounts that are negative-0
length of credit history-19 yrs
No negative marks
debt limit ratio- 9%
7 revolving, 5 installment (I also had an old house mortgage from 1992-95 that for some reason is not showing)
0 recent inquiries
My two active accounts are both revolving and were opened in 1997 and 2006.
 
Message 46 of 58
fused
Moderator Emeritus

Re: Where are you and what are your credit scores?



snodog wrote:
Sure here are the details-
 
Number of accounts -12
accounts with balances -1
accounts that are negative-0
length of credit history-19 yrs
No negative marks
debt limit ratio- 9%
7 revolving, 5 installment (I also had an old house mortgage from 1992-95 that for some reason is not showing)
0 recent inquiries
My two active accounts are both revolving and were opened in 1997 and 2006.
 


Congrats on your scores!  I have a few questions and comments.  Comments first. Your file proves my point that positive TLs are what matters, EVEN CLOSED ONES FOLKS.  Read this. No new accounts, that is also key for a high achiever. Now that I'm off my soap box, can you tell me what your CLs are on all seven CCs?  You list five paid installments what are they?
Message 47 of 58
snodog
Established Member

Re: Where are you and what are your credit scores?

Thanks
 
Bank of america - $7900
Citi - $7900
Discover - $5500
Fleet - $7600
My World - $7500
My Word - $7500 Yes its on there twice
Chase - $11000
 
The my world and the chase are the only active ones
 
 
The installments are a student loan which for some reason is listed 3x, and verizon (not sure why this would be considered an installment?) which is listed twice.
 
Hope that helps
 


Message Edited by snodog on 06-30-2007 04:49 PM
Message 48 of 58
Tuscani
Moderator Emeritus

Re: Where are you and what are your credit scores?



snodog wrote:
Thanks
 
Bank of america - $7900
Citi - $7900
Discover - $5500
Fleet - $7600
My World - $7500
My Word - $7500 Yes its on there twice
Chase - $11000
 
The my world and the chase are the only active ones
 
 
The installments are a student loan which for some reason is listed 3x, and verizon (not sure why this would be considered an installment?) which is listed twice.
 
Hope that helps
 


Message Edited by snodog on 06-30-2007 04:49 PM


Thanks for sharing! I am always interested in the details of those who have reached 800 club. You should be proud!
Message 49 of 58
fused
Moderator Emeritus

Re: Where are you and what are your credit scores?



snodog wrote:
Thanks
 
Bank of america - $7900
Citi - $7900
Discover - $5500
Fleet - $7600
My World - $7500
My Word - $7500 Yes its on there twice
Chase - $11000
 
The my world and the chase are the only active ones
 
 
The installments are a student loan which for some reason is listed 3x, and verizon (not sure why this would be considered an installment?) which is listed twice.
 
Hope that helps
 


Message Edited by snodog on 06-30-2007 04:49 PM

Not taking a thing away from your accomplishments sir, but a possible situation where CRAs are inaccurately reporting info and it nets 800+ scores.  Love it.  About d*mn time this happened.Smiley Tongue
Message 50 of 58
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