@llecs wrote:
In order to rule in rebucketing, you have to rule everything else out.
Did any balances change? Specifically, were there less $0 balances?
Do you have any baddies reporting? If so, that rules out rebucketing. You can't be rebucketed if baddies are still present. I suspect not due to the high scores.
Anything disputed? Any queries that could have resulted in a dispute comment?
Any oldest accounts hit a major b-day? AAoA change on 7/1?
No balances changed that the report reflected. I did make a charge at Macy's and paid it off 2 days after it posted but before the statement cut. I did make a much needed purchase for a mattress (1694.94) on JP Morgan Select which does not report as confirmed by the CRs.
No baddies/lates/derogs/negs.
No disputes except for a long standing fraud alert, but that's been there for years.
I did force an update due to a mid-cycle anomoly from FIA/BoA on my 2 cards with them. I had a post around somewhere about that. I changed my address (to the same) to force another reoprt. They reported 3 weeks early and that caused a drop from 772-756 and when they reported again it bounced right back.
The only birthday would be my AMEX (Green-->Platinum) hit 2 years this month, though that was dated back to 06/1996.
This is why I'm so stumped!
