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Established Member
Fritz
Posts: 18
Registered: ‎05-06-2007
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Which CB is your high medium and low scores?

[ Edited ]
Just wondering what your high medium and low CBs are?
 
Mine according to TC are
High EQ 570
Med TU 533
Low EX 511
 
myFICO
High TU 581
Med EX 579
Low EQ 520


Message Edited by Fritz on 05-13-2007 10:09 AM
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
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Re: Which CB is your high medium and low scores?

TU is always my highest
Contributor
TCarson
Posts: 88
Registered: ‎05-12-2007
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Re: Which CB is your high medium and low scores?



Tuscani wrote:
TU is always my highest


Same here, TU best EQ worst.

Starting Score: 05/12/2007   724 average on all 3
Current Score: 12/22/2014   841(EF)  837(TU)  823(EX) - All from MyFICO.com
                             
Established Member
Fritz
Posts: 18
Registered: ‎05-06-2007
0

Re: Which CB is your high medium and low scores?

I have noticed since being on these boards that TU is usually the highest and EQ is usually the lowest. I got excited when I did the simulator and set it with paying down 90% of my credit card balances and it raised my scores to between 631 - 691.
Regular Contributor
dazednconfused
Posts: 244
Registered: ‎04-16-2007
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Re: Which CB is your high medium and low scores?

There is another thread about this, but for me at least, TU is and always has been my lowest.  Ex is the best and Eq is second, although they are only a few points different.  TU runs about 40 points lower than the other two for me.  It's very odd....
Regular Contributor
Skiffy
Posts: 252
Registered: ‎03-16-2007
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Re: Which CB is your high medium and low scores?

TU is usually my highest EX is usually my lowest Currently that's true, with a 22-point difference between highest and lowest.
Regular Contributor
Skiffy
Posts: 252
Registered: ‎03-16-2007
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Re: Which CB is your high medium and low scores?



dazednconfused wrote:
There is another thread about this, but for me at least, TU is and always has been my lowest. Ex is the best and Eq is second, although they are only a few points different. TU runs about 40 points lower than the other two for me. It's very odd....



In your case, I'd take a very careful look at each tradeline, how it reports on EX, EQ, and TU -- and see if one tradeline is reporting differently on TU and that's the cause. My EX had been so much lower than the others, and I did that, found something, got it corrected, and got a nice increase of almost 30 points.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: Which CB is your high medium and low scores?

TU - highest
EQ - middle
EX - lowest
 
EX is not reporting 22 years of AMEX cc history
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Regular Contributor
dekrist
Posts: 170
Registered: ‎03-04-2007
0

Re: Which CB is your high medium and low scores?

Fico TU  624   Mid        TC TU  579   Mid
        EX  660   High             EX  531  Low
        EQ 580   Low             EQ  591  High
Regular Contributor
dazednconfused
Posts: 244
Registered: ‎04-16-2007
0

Re: Which CB is your high medium and low scores?

Skiffy I am going to check that out.  I pulled all of the reports and I can't really see a difference, yet, but perhaps I should pull them directly from the bureaus instead of my fico??? What do you think?

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