Which Credit Reporting Service Uses EQuifax?

[Anonymous]

The Discover scorecard gives a score, but not a report.  Our OP wants a report.

This link will give him a free monthly report (and score) from Experian:

https://www.creditscore.com/

[Anonymous]

I believe creditscore.com stopped offering free monthly scores.  I can still pull my monthly EX credit report but for a score they want $1 for something.  At least on my account!

[Anonymous]

Thanks guys. I'm looking for a dropped paid collection. I have an idea of what my EX could be based on my FICO8 TU score (+50).

[Anonymous]

To summarize then... you can get your EX report in the following ways:

annualCreditReport.com

      Free, once per year

https://www.creditscore.com/

      Free, monthly

Credit Check Total

      $1 trial offer

      Includes all three reports and all three scores

If you are a resident of one of the "Magnificient Seven" states:

      http://www.creditcards.com/credit-card-news/7-states-where-residents-get-extra-free-credit-report-12...

      You can get extra free reports

Credit.com

       Is a free credit monitoring service based on EX data

       Data updated monthly

       Scores are not FICO

       Provides a summary snapshot of your report, but not the full report

       It will tell you the number of derogs that you have, amongst many other pieces of info

       You may choose to sign up for it and decide how helpful it is to you

[medicgrrl]

Isn't freecreditreport.com an Experian site?

[Anonymous]

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@medicgrrl wrote:
Isn't freecreditreport.com an Experian site?

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It is.  But it gives you only the monthly report.  CreditScore.com gives the report and the score.

[medicgrrl]

I just got my score from freecreditreport.com but maybe it's due to being a member of Experian?

[stinastina]

My gas utility contract is up so I was looking at other companies to see what they pull before approving service. One company actually uses Vantage 3 scores so it is useful to be able to get your score for free from Credit Karma in cases like that.