Which Lenders Use EX08?

[CashOnDelivery]

I was just curious to know which lenders use the EX08 scoring model? I am not apping, I am just curious because all I read on the forums regarding the EX08 model is that it's not widely used at the moment.

[llecs]

I've only seen one or two posts in my last couple of years on here within Mortgage Loans where the lender did not use the v2 EX FICO version. Seems like PNC was one but this certainly doesn't mean they use EX FICO8 (I'd suspect we'd see more posts questioning the score). Outside of mortgages, Amex for sure uses it from time to time. I'm sure there are others.

Here's the challenge....when an EX FICO is provided by a lender there was no way to compare to your FICO pulled elsewhere unless you were a member with PSECU. Mortgage lenders provide the score version, but CCs and other loans do not so prior to this past week there was no way to tell what the lender used.

[ReaLiLJ]

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@llecs wrote:

"Amex for sure uses it from time to time. I'm sure there are others. +1.

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For amex, they seem to be ex fi08 pullers respectively for now. 

(I stay in California, SoCal) -LJ