@Anonymous wrote:
With the $20 product you get Equifax only, which is the one the solar company uses.
I know, but I believe you get all of the Equifax scores (~9 of them) with the 1B Essentials product which is what I think you purchased.
If you login to the account, and you look at Reports, if you click on it, do you get the FICO Score Versions Tab? If you click on that you should get all of the Equifax scores not just the FICO 8 which is the main score that is tracked by the monitoring solution.
@Anonymous wrote:
Your right. There are a few different ones ranging from 633-662. Auto loans, mortgage, credit cards, etc.
Ahhh.! This is all so confusing!
Yeah, which is why I suggested you look at your score disclosure and see if they gave you the score range with it too to try to identify specifically which one you need to be watching.
Most likely you either want the main score, or the "Most Commonly Used in Mortgage Lending" or whatever they're labelling it these days. It would be very, VERY unlikely they'd use anything else but one of those two.
@Anonymous wrote:
That exact score is a 649! I can't wait to see what happens when Capital One reports! When would be a safe time to ask for solar application to be redone?
I think this is my new obsession! 😁
You should get alerts on the main score when your cards report to the bureaus (or a couple of days afterwards). If they both report and you see a good jump in score, it's probably safe to check then; however, if you want to be really safe, wait till you get the next report update in a month as that'll have both scores to be certain.