Reply
Valued Member
Posts: 30
Registered: ‎07-19-2007
0

Which bureau is utilized the most & what about watch programs ?

In the opinion of the guru's here, which bureau is utilized the most by lenders ? What are the opinions about score watch & the others ?
Tim
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Which bureau is utilized the most & what about watch programs ?



rtoshow wrote:
In the opinion of the guru's here, which bureau is utilized the most by lenders ? What are the opinions about score watch & the others ?

Well it really depends on where you live. I live in Hawaii and EQ is pulled by far the most, EX is a distant second and TU almost never. I have been reading posts from other members on the West Coast and East Coast (North) stating EX is pulled the majority of the time.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Which bureau is utilized the most & what about watch programs ?

Overall, I would say Experian.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.