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Valued Member
rtoshow
Posts: 30
Registered: ‎07-19-2007
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Which bureau is utilized the most & what about watch programs ?

In the opinion of the guru's here, which bureau is utilized the most by lenders ? What are the opinions about score watch & the others ?
Tim
Moderator Emeritus
fused
Posts: 16,323
Registered: ‎03-12-2007
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Re: Which bureau is utilized the most & what about watch programs ?



rtoshow wrote:
In the opinion of the guru's here, which bureau is utilized the most by lenders ? What are the opinions about score watch & the others ?

Well it really depends on where you live. I live in Hawaii and EQ is pulled by far the most, EX is a distant second and TU almost never. I have been reading posts from other members on the West Coast and East Coast (North) stating EX is pulled the majority of the time.
Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Credit Cards -
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ A Gold Visa with my local bank 10K
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Tuscani
Posts: 6,182
Registered: ‎03-29-2007
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Re: Which bureau is utilized the most & what about watch programs ?

Overall, I would say Experian.

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