cancel
Showing results for 
Search instead for 
Did you mean: 

Which credit reporting agency is ht most often with inquiries?

tag
tempnexus
Member

Which credit reporting agency is ht most often with inquiries?

I am looking to purchase another report got TU allready and I was wondering which credit reporting agency is used hit most of the time with inquiries from gov/private/loan companies?

 

Thanks

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Which credit reporting agency is ht most often with inquiries?

In my personal experience Equifax is hit most often with inquires. I have recently been applying for credit cards and all but a few had hit Equifax.

 

It will really depend on what kinds of credit your are apping for. Try whogavemecredit.com you can search by lender and see what report they pulled.

 

I think it also has some to do with what part of the country you live in.

 

You could always try posting what you plan on or have applied for and let others give you their expeirience with what report was pulled.

Message 2 of 13
MidnightVoice
Super Contributor

Re: Which credit reporting agency is ht most often with inquiries?

For CCs and similar ctrdit, the only TU puller has been Juniper.  Nearly all the rest have been EQ, except Amex (Ex)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 3 of 13
laz98
Senior Contributor

Re: Which credit reporting agency is ht most often with inquiries?

For me, mostly Experian, followed by Equifax.

 

As far as whogavemecredit.com, it has been wrong for me almost every single time.  I applied for a Barnes and Noble card, thinking someone was FINALLY going to pull TransUnion.  No luck, they pulled Equifax.

Message 4 of 13
Junejer
Moderator Emeritus

Re: Which credit reporting agency is ht most often with inquiries?

I think where you live has more to do with it than most think. With the exception of some of the CUs, who have pulled EQ, I find that most everyone else pulls TU for me, but I am in TU land. Someone in the southeast might swear by EQ being pulled.






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 5 of 13
Anonymous
Not applicable

Re: Which credit reporting agency is ht most often with inquiries?

I live in the southeast... it is Equifax land!
Message 6 of 13
cobra19
Valued Contributor

Re: Which credit reporting agency is ht most often with inquiries?

Kinda suspect it depends on what part of the country you're in. Most CU's pull EQ, exclusively. After that, I find EX gets pulled most often - I am in the NE.

 

 

New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 7 of 13
Anonymous
Not applicable

Re: Which credit reporting agency is ht most often with inquiries?

Good question! In my experience, it has been EQ, EX, then TU respectively.

Message 8 of 13
fused
Moderator Emeritus

Re: Which credit reporting agency is ht most often with inquiries?

I live in Hawaii, aka EX land.
Message 9 of 13
Anonymous
Not applicable

Re: Which credit reporting agency is ht most often with inquiries?

in Los Angeles, last four inquiries all EX
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.