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Yep, FICO likes to see signs of life. Otherwise you will look like my terrified 19-year-old, with 2 cards/ $1500 total CL, and scared to use them. Well, you look better than that, but you get my drift.
smallfry wrote: With no baddies you should be higher than 680. Use the cards.
haulingthescoreup wrote:Yep, FICO likes to see signs of life. Otherwise you will look like my terrified 19-year-old, with 2 cards/ $1500 total CL, and scared to use them.
fused wrote:Hey smallfry it's our favorite topic again! I am waiting to see what happens when 3 of my 6 revolving CCs report PIF.In my experience - nothingThen when one suddenly reports a balance, down 7 points. When it next reports a higher balance - plus 11
Go figure