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Which is better for my score?

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notoriousrod
Regular Contributor

Re: Which is better for my score?

Thanks for clearing that up with me Lisa!

 

How do I know the days Creditors report to the CA?

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01/18/09-Exp-632/Trans-610/Eq-576

06/30/09-Exp-647/Trans-629/Eq-621

07/17/09-Exp???/Trans-???/Eq-635

Message 11 of 14
Anonymous
Not applicable

Re: Which is better for my score?


@notoriousrod wrote:

 

How do I know the days Creditors report to the CA?


Look at your previous Credit Report. It should be the same day (approx) each month.

Message 12 of 14
haulingthescoreup
Moderator Emerita

Re: Which is better for my score?

Not all credit reports show the actual day of the month.

But the overwhelming majority of accounts update on your statement date, reporting the balance that's on there. Control the balances that report, and you start to control your credit scores.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 14
notoriousrod
Regular Contributor

Re: Which is better for my score?


@haulingthescoreup wrote:
........ Control the balances that report, and you start to control your credit scores.

This is great advice! 

 

I'm going to really try to do this!!!

 

THANKS HAULING!

--------------------------------

01/18/09-Exp-632/Trans-610/Eq-576

06/30/09-Exp-647/Trans-629/Eq-621

07/17/09-Exp???/Trans-???/Eq-635

Message 14 of 14
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