New Visitor
Posts: 2
Registered: ‎07-29-2007

Which report is Accurate

I have pulled my score from all three online, including pulling it from FICO. Which CRA is correct? all have different scores from FICO.
Super Contributor
Posts: 8,164
Registered: ‎03-25-2007

Re: Which report is Accurate

All are different.  All use slightly different calculations, and all can have different creditors reporting to them.
If all the information is correct, they are all correct.
If any information is wrong - dispute it!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: Which report is Accurate

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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