Understanding FICO® Scoring

[Calzonan]

I've called a couple of my CC's to find out when they post a balance and no one seems to know.  Is there a certain job title I need to ask for? 

Thanks

[haulingthescoreup]

Bless their hearts, at least they're honest enough to tell you that they don't know. Most will tell you with the utmost confidence and inaccuracy anything that they believe.

What companies are your cards from? Almost all update on your statement date, and then of course you have to wait for the CRA's to actually post the new balances.

[Calzonan]

True, they have been honest about their ignorance, lol. I'm mostly concerned about Chase, Citi and B of A.  I did have a Chase Health Advance CO that told me they'd report 2/14, they said they report 30 days after PIF.

[cdtotten]

Atleast for me, Chase reports on statement cut date.

[haulingthescoreup]

---

Calzonan wrote:
True, they have been honest about their ignorance, lol. I'm mostly concerned about Chase, Citi and B of A.  I did have a Chase Health Advance CO that told me they'd report 2/14, they said they report 30 days after PIF.

---

All three of these for me update on their statement dates.

Experian has it posted by the next day (generally), and EQ and TU take anywhere from 4 - 7 days later, sometimes later. They have the info from the bank, they just haven't updated the reports yet.