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New Contributor
Posts: 73
Registered: ‎01-22-2010
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Who do you call to find out when CC balances post?

I've called a couple of my CC's to find out when they post a balance and no one seems to know.  Is there a certain job title I need to ask for? 

Thanks

myFICO EQ 1/26- 538 2/7- 564 2/16- 585 2/20- 608 2/26- 622 3/4- 645
TU 1/26- 526, 2/8- 609 2/26- 633
Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
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Re: Who do you call to find out when CC balances post?

Bless their hearts, at least they're honest enough to tell you that they don't know. Most will tell you with the utmost confidence and inaccuracy anything that they believe.

What companies are your cards from? Almost all update on your statement date, and then of course you have to wait for the CRA's to actually post the new balances.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Contributor
Posts: 73
Registered: ‎01-22-2010
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Re: Who do you call to find out when CC balances post?

True, they have been honest about their ignorance, lol. I'm mostly concerned about Chase, Citi and B of A.  I did have a Chase Health Advance CO that told me they'd report 2/14, they said they report 30 days after PIF.
myFICO EQ 1/26- 538 2/7- 564 2/16- 585 2/20- 608 2/26- 622 3/4- 645
TU 1/26- 526, 2/8- 609 2/26- 633
Established Contributor
Posts: 982
Registered: ‎05-27-2009
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Re: Who do you call to find out when CC balances post?

Atleast for me, Chase reports on statement cut date.

Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
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Re: Who do you call to find out when CC balances post?


Calzonan wrote:
True, they have been honest about their ignorance, lol. I'm mostly concerned about Chase, Citi and B of A.  I did have a Chase Health Advance CO that told me they'd report 2/14, they said they report 30 days after PIF.
All three of these for me update on their statement dates.

Experian has it posted by the next day (generally), and EQ and TU take anywhere from 4 - 7 days later, sometimes later. They have the info from the bank, they just haven't updated the reports yet.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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