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Who should close a credit account?

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New Visitor

Who should close a credit account?

I received a letter from a credit card provider informing me that my account is going to be closed because of inactivity. They offered to change it on my credit report so it looks like I requested that it be closed. Which is better for my score to have them close it and report it as they closed it or report it as I closed it?
1 REPLY
Moderator Emeritus

Re: Who should close a credit account?

Makes no difference to your score.