New Visitor
Posts: 2
Registered: ‎07-31-2007

Who should close a credit account?

I received a letter from a credit card provider informing me that my account is going to be closed because of inactivity. They offered to change it on my credit report so it looks like I requested that it be closed. Which is better for my score to have them close it and report it as they closed it or report it as I closed it?
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: Who should close a credit account?

Makes no difference to your score.

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