No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a credit monitoring service with Equifax and I was just approved for a Discover it and when it arrived in the mail it came with a piece of paper that said my Equifax score is 40 points higher than the Equifax Complete™ ?
I assume the Discover it provided me with Equifax FICO score and Equifax Complete™ is not a FICO score?
@Anonymous wrote:I have a credit monitoring service with Equifax and I was just approved for a Discover it and when it arrived in the mail it came with a piece of paper that said my Equifax score is 40 points higher than the Equifax Complete™ ?
I assume the Discover it provided me with Equifax FICO score and Equifax Complete™ is not a FICO score?
Discover card scores are Fico 08 standard based on TransUnion CRA data.
Equifax Complete is based on Equifax data and I believe it uses an inhouse developed credit scoring model.
@Thomas_Thumb wrote:
@Anonymous wrote:I have a credit monitoring service with Equifax and I was just approved for a Discover it and when it arrived in the mail it came with a piece of paper that said my Equifax score is 40 points higher than the Equifax Complete™ ?
I assume the Discover it provided me with Equifax FICO score and Equifax Complete™ is not a FICO score?
Discover card scores are Fico 08 standard based on TransUnion CRA data.
Equifax Complete is based on Equifax data and I believe it uses an inhouse developed credit scoring model.
Not for approvals. For most approvals, they pull EQ.