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Why are my scores so different?

Valued Member

Why are my scores so different?

 

My scores are way off. 

 

MyFico (EX) 614

WalMart Card (TU) 560

Credit Karma FAKO 535

Credit Sesame FAKO 669

Quizzle 616

 

 

My lender pull from about 2 weeks ago was EQ 617, EX 647 and TU 637. What could account for the huge differances?


Starting Score: 600
Current Score: 663
Goal Score: 720


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Message 1 of 3
2 REPLIES
Moderator Emeritus

Re: Why are my scores so different?


Siobhanmairead wrote:

 

My scores are way off. 

 

MyFico (EX) 614

WalMart Card (TU) 560

Credit Karma FAKO 535

Credit Sesame FAKO 669

Quizzle 616

 

 

My lender pull from about 2 weeks ago was EQ 617, EX 647 and TU 637. What could account for the huge differances?


myFICO is EQ which should be the same as lender pull, probably dropped 3 points due to inquiry.   Your Walmart TU is TU08 and lender is probably a TU04.  The others are FAKOs so I have no idea where they get their score from.

 

Now I'm assuming this is a mortgage pull, if not, then it could be a lender specific score.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 3
Valued Member

Re: Why are my scores so different?

To clarify it was a auto loan pull. I don't believe it's auto enhanced but idk for sure.


Starting Score: 600
Current Score: 663
Goal Score: 720


Take the myFICO Fitness Challenge
Message 3 of 3