Hi,
I pay a subscription fee every month for TrueCredit and I can check all 3 of my credit scores daily.
Last week I went to the car dealership and wanted to lease a new car. I checked my credit scores for TransUnion, Experian and Equifax before I went. All 3 scores are always different, Transunion is always the highest, Equifax always the lowest. There is anwhere from a 40 to 90 pt difference at various times, I don't know what this means so I usually average them out.
The car dealership ran my scores when I was there. The scores they got were all different from what TrueCredit reported to me. Why is this? (The dealerships numbers actually averaged a little better than my TrueCredit report. The average was up 10pts on their report).
But what's the deal? Is TrueCredit accurate? Am I wasting my money? They are always up to date if I have a credit check done, or an address change etc...
Any advice would be much appreciated.
Thanks
J