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Why is Experian so MAD at me?!

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jbishop1001
Frequent Contributor

Why is Experian so MAD at me?!

I realize I just opened a new account with a high utilization, but geez. My Equifax reports the SAME EXACT info as Experian. The ding to Equifax makes sense to me.

 

But both Eq & Ex were 3 points difference when I started rebuilding. (571/574)

 

554?! What!

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
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2 REPLIES 2
Kenny
Moderator Emeritus

Re: Why is Experian so MAD at me?!

The profiles might not be reporting the same exact thing.

(And I'm sure you know they CBs don't really have an opinion of you or anyone at all. Smiley Very Happy)
Message 2 of 3
mongstradamus
Super Contributor

Re: Why is Experian so MAD at me?!


@Kenny wrote:
The profiles might not be reporting the same exact thing.

(And I'm sure you know they CBs don't really have an opinion of you or anyone at all. Smiley Very Happy)

they only care about the numbers :-) Also i agree with kenny there may be things different on your report, for me there are slight differences between my EX and TU, thus my scores are about twenty points or so different. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
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