Why is Experian so mean?

[Anonymous]

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@Anonymous wrote:

That's the frustrating part.  The info is identical! I called Experian, they had no clue why such a large spread between them and the EQ and TU.  Why can't the public have access to those that are able to do something about and manually look over the report?  It seems like the model is on auto pilot and the public have no recourse when it comes  scoring! 

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The credit bureaus don't exist to benefit the consumer. Just like everything else, they exist to benefit large business interests and to minimize their risks.  The bureau employees are just flunkies who act as robots to carry out designated duties. Unless they are part of upper mgmt they are clueless and can be fired at the drop of a hat.

[Anonymous]

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@Anonymous wrote:

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The credit bureaus don't exist to benefit the consumer. Just like everything else, they exist to benefit large business interests and to minimize their risks.

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It just amazes me that one can write such a statement and none of us would blink!  We have become so complacent while knowing fully well that this is wrong, yet swampy99 can write it and we don't even react.  It's like we've accepted that big business can do us harm and we won't think much of it.  A bunch of "bleep" like Expedia can practically decide your standard of living, and we have no recourse, and yet we accept it as common as toasting bread in the morning!