03-31-2013 12:14 PM
EQ is 629, I got this from a CLI denial from Citi in Feb.
EX is 692, and TU is 687 Walmart FICO. March scores here.
I just find it strange that it's so low compared to the others, when the others are very similar in scores? I don't know how many INQs are on EQ but its probably between the range of 6 and 8.
03-31-2013 12:18 PM
03-31-2013 12:28 PM
03-31-2013 12:31 PM
Possibly; or you may have something negative reporting on EQ that is not reported on the other two. Have you obtained your free reports yet?
You can get your free reports from annualcreditreport.com and scan the report for collections or other information which may be hurting your score.
I pulled it once already in January. I think I had 4 INQs at the time, nothing derogoratory on the report. I'm also thinking that it might be CITI's in house score. Otherwise, I just have no idea as to why it's so low. Hopefully, my DCU membership comes in this week and I'll get their score to verify.
03-31-2013 12:45 PM
My EQ Fico is the lowest also, but I do have 3 very recent inquiries on it that's less than 6 months old.
03-31-2013 12:45 PM
Possibly, but I would think they're evenly distrubuted. I could be wrong though, oh well time can only tell. Thanks for the responses guys.
03-31-2013 12:56 PM
03-31-2013 06:00 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.