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Regular Contributor
Posts: 139
Registered: ‎08-07-2007
0

Why my credit score is so far different from other products out there.

I have this account with Mycreditkeeper and my credit report with them is totally different:
 
 
with them($9.98 per month)                   With MYFico(49.95)
Updated Monthly                                      Pay once and get 3 report no Updated
EQ 701                                                    EQ 666
EX 645                                                     EX 661
TU 616                                                     TU 599
 
 
 
Can someone Please care to explain? Why is so different on Prices and scores.
Frequent Contributor
Posts: 351
Registered: ‎04-02-2007
0

Re: Why my credit score is so far different from other products out there.

Your scores here are the real deal - true FICO scores.  FICO is what creditors use to determine whether they will give you credit or not.  The $9.98 score is what is referred to as a FAKO (fake) score.  Different sites sell different scores but none of them are worth a fraction the screen you're viewing them on.
 
 
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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