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Regular Contributor
Redamagon
Posts: 139
Registered: ‎08-07-2007

Why my credit score is so far different from other products out there.

I have this account with Mycreditkeeper and my credit report with them is totally different:
 
 
with them($9.98 per month)                   With MYFico(49.95)
Updated Monthly                                      Pay once and get 3 report no Updated
EQ 701                                                    EQ 666
EX 645                                                     EX 661
TU 616                                                     TU 599
 
 
 
Can someone Please care to explain? Why is so different on Prices and scores.
Frequent Contributor
HouseHunter
Posts: 351
Registered: ‎04-02-2007

Re: Why my credit score is so far different from other products out there.

Your scores here are the real deal - true FICO scores.  FICO is what creditors use to determine whether they will give you credit or not.  The $9.98 score is what is referred to as a FAKO (fake) score.  Different sites sell different scores but none of them are worth a fraction the screen you're viewing them on.
 
 

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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