Reply
New Member
manjax
Posts: 3
Registered: ‎06-11-2007

Why there is such a great discrepancy between scores among the three agencies

[ Edited ]
My FICO scores are 750 for experian, 672 for equifax, 720 for transunion. My revolving accounts have  a balance of around 8500 (All credit cards have balance < 40%), I have a installment loan of 3000$ and a credit history of only 4yrs, what do I need to improve this scores in a month (Planning to buy a car). Shall I pay my credit cards or shall I pay off my installment loan. also how can I improve my equifax scores.
Any input highly appreciated
Thanks


Message Edited by manjax on 06-12-2007 12:00 AM
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Why there is such a great discrepancy between scores among the three agencies

Welcome.. Check out the scoring 101 thread. Getting your revolving util under 10% will have the largest positive impact on your scores.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+