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Why there is such a great discrepancy between scores among the three agencies

New Member

Why there is such a great discrepancy between scores among the three agencies

My FICO scores are 750 for experian, 672 for equifax, 720 for transunion. My revolving accounts have  a balance of around 8500 (All credit cards have balance < 40%), I have a installment loan of 3000$ and a credit history of only 4yrs, what do I need to improve this scores in a month (Planning to buy a car). Shall I pay my credit cards or shall I pay off my installment loan. also how can I improve my equifax scores.
Any input highly appreciated
Thanks


Message Edited by manjax on 06-12-2007 12:00 AM
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Re: Why there is such a great discrepancy between scores among the three agencies

Welcome.. Check out the scoring 101 thread. Getting your revolving util under 10% will have the largest positive impact on your scores.
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