Why would TU # be drastically lower than the others?

[pazuzu]

My Equifax and Experian #'s are 60 and 70 pnts. higher than TransUnion's, respectively.

The 10 pnt diff btwn EQ and EX seems reasonable, a 70 point swing seems out of whack.

Is this a common phenom?

[llecs]

With all three reports laid out in front, look for obvious differences. If these are FICO reports, I'd look for the number of TLs reporting, AAoA (pg 2 or 3), balances, baddies on EX and EQ but not TU. Late placements. Open dates. Worst delinquency. Comments. Open vs. closed. Reported CLs. Credit-At-A-Glance page. And so on.

70 points is a little high. However, not every report is alike. There are many more factors than the above mentioned, but these are all suspect.

[pazuzu]

It appears that TU continues to weigh my BK'd accounts from 2004 more heavily than the others.

 Thanx