07-24-2007 03:28 PM
07-25-2007 07:55 AM
07-26-2007 10:39 PM
thalia wrote:im new to the forum i wish i would have knew about this service before forking out money to correct errors in my credit. wow great info great insight.im currently enrolled in a service that disputes errors in my credit reports and of all the agencies that ive use this one has given me the greatest satisfaction, 5 deletions to date and ive been a member since may. my current scores are not the greatest 667 ex 688 tr 608 eq . but im somewhat happy with their results. heres my question what do these agencies do that i cant do myself.how does one go about disputing errors with these agencies ive tried previously but to no avail........................ any suggestions would be greatly appreciated thx
07-27-2007 06:58 AM
07-27-2007 11:02 AM - edited 07-27-2007 12:21 PM
No one member at this forum holds title to any particular thread, this is a public forum!
Just as a For Your information its not very mannerly to take over someone elses thread.
If you have a question, there is a "post new message" at the top of the forums.
I was really hoping to get any answer to my problem and not have someone else come in with a totally new issue and one that could mostly be answered by reading the FAQ/Credit scoring thread thats in a sticky at the top of the forum..
So back to my topic (hey, its my Birthday today, so when else do you get a ME day?)
So, since by law the CRA is supposed to notify any one getting a copy of your credit report and even an AR is getting a copy of your credit report, they should have to do this right? Even if their computer systems don't allow them to, that would mean that unless they come up with a manual way to do this they are in violation of the FCRA and I can go after them?
Any of the gurus care to give an opinion?
07-27-2007 11:45 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO