Well my goal this year with my refund was to bring my balances down on all (10) CC like the forum would suggest. I was on my way to work and wonder if I had money on a credit card that I recieve child support payments on and to my suprise my ex-husband deposited $12,000 into the account (sure he was forced to) but with that money I paid off all my daughters CC and med bills she had. My question is I paid off all but 2 of mine, but put a good amount on them will that help a lot? A little? Not at all?
It does I think I am on my way. Balances range from $500 to $1500 and the 2 left were $1300 now $800 and$1500 now $900.
So you PIF'd everything but the last two, which now have $800 and $900 balances? Having only 2 of 5 cards reporting balances is bound to help your scores!
What are the credit limits on those last two cards?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
$1300 and $1500. How long will it take before I will see in increase? I also have a few things that should be fallen off within the next couple of months starting in April im hoping that will help as well. I sent out a DV letter and haven't heard anything it's been 3 weeks soon time for me to demand deletion hoping that will be something else in my favor. Trying to folloew as much advice as I get from the forums thanks guy's.
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