New Visitor
Posts: 1
Registered: ‎03-19-2014

Will my credit score lower after positive accounts drop off of my credit reports?

I have 2 positive accounts that were paid off and have been on my reports for 10 years. They are scheduled to drop off of my reports, will my scores lower after they drop off? Is there a way to kepp them on my reports? Please advise. Thanks much! :-)

Community Leader
Valued Contributor
Posts: 1,794
Registered: ‎07-01-2010

Re: Will my credit score lower after positive accounts drop off of my credit reports?

When old accounts drop off, they lower your overall account age.


This value divided by the number of remaining accounts is your AAoA.


A lower AAoA can lead to a lower score.


How big a deal this is depends on a variety of factors, for example how many accounts remain, how thick your file is, and so on.


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