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Will this give me my true FICO Score?

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Anonymous
Not applicable

Will this give me my true FICO Score?

Paid for a similar thong woth Experian but apperntly that gave a FAKO Score. I just want to make sure this serivce gives me a true FICO Score: http://www.myfico.com/Products/ScoreWatch/

 

I just want to know my score. Can I opt in to it to get my score (pay of course) and cancel the service right away?

 

Thanks

Message 1 of 5
4 REPLIES 4
pizzadude
Credit Mentor

Re: Will this give me my true FICO Score?


@Anonymous wrote:

Paid for a similar thong woth Experian but apperntly that gave a FAKO Score. I just want to make sure this serivce gives me a true FICO Score: http://www.myfico.com/Products/ScoreWatch/

 

I just want to know my score. Can I opt in to it to get my score (pay of course) and cancel the service right away?

 

Thanks


MyFICO sells only FICO scores, so yes you'll be purchasing a FICO score;  however there's no one single "true" FICO score, there are many different flavours out there:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-versions-and-variations/td-p/1197617

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 5
Anonymous
Not applicable

Re: Will this give me my true FICO Score?

So was the score I was given on the Experian site (got there through www.annualcreditreport.com). And some here said it was a FAKO Score. Is it just another "flavor" as it were or a fake score?

 

Message 3 of 5
Anonymous
Not applicable

Re: Will this give me my true FICO Score?

So is the score I go from Experian a real score than? Just a different "flavor" as it were? 

Message 4 of 5
pizzadude
Credit Mentor

Re: Will this give me my true FICO Score?


@Anonymous wrote:

So is the score I go from Experian a real score than? Just a different "flavor" as it were? 


No, the score you purchased from the Experian website is a FAKO score, not a FICO score.

 

Take a look at the Credit Scoring 101 thread here:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Frequently-Requested-Threads/td-p/19320

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 5
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