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Regular Contributor
Posts: 129
Registered: ‎10-22-2008
0

Woohoo! Scored 801 on TU today!

[ Edited ]



Your FICO® score has gone from 796 to 801
Your TransUnion score has gone from 796 on 7/2/2011 to 801 on 9/30/2011 .
Some of the reason for this change:
  • You have a new positive factor helping your score: 
    "You have an established credit history."
  • You no longer have a negative factor hurting your score: 
    "You have a short credit history."

 

I am 40 years old. I have three credit cards. The oldest AMEX just turned 20 years old a few months ago. The other two are just a few years old. I also have ten years of student loans used for a PhD. They are in 'in-school' deferment status for another year. That's all, no car loan, no mortgage. 


FICO® TU: 773 4/09/2012, EQ: 772 2/27/2012, EX: 762 1/3/2009, EX: PLUS Score® 776 11/07/10, Canadian FICO® EQ: 792 7/16/2010, TU FAKO: 834 12/1/2010.
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Established Member
Posts: 30
Registered: ‎09-03-2011
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Re: Woohoo! Scored 801 on TU today!

WOW - congrats - that's just wonderful!!!! Always nice to hit those new highs!!

Starting Score: 684 EQ
Current Score: 684 EQ
Goal Score: 700


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Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
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Re: Woohoo! Scored 801 on TU today!

smiley emoticons  that's a great milestone congrats!!


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Frequent Contributor
Posts: 466
Registered: ‎03-09-2011
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Re: Woohoo! Scored 801 on TU today!

That's AWESOME!!!


Enjoying your freedom? Thank a servicemember and their family!!!

In the garden since 05 Aug 14...
Regular Contributor
Posts: 129
Registered: ‎10-22-2008
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Re: Woohoo! Scored 801 on TU today!

[ Edited ]

Understanding my FICO® Score

What’s helping my FICO® score



1. You have no missed payments on your credit accounts.

2. You've limited the use of your available credit. Ratio of your revolving balances to your credit limits 1%

3. You have an established credit history. Your oldest account was opened 19 Years, 10 Months ago. Average age of your accounts: 5 years

4. You have an established revolving credit history. Your first revolving account was opened 19 Years, 10 Months ago

 

I have 27 accounts (3 cc + student loans), 22 with balances (1 cc + student loans). 0 inquires. 


FICO® TU: 773 4/09/2012, EQ: 772 2/27/2012, EX: 762 1/3/2009, EX: PLUS Score® 776 11/07/10, Canadian FICO® EQ: 792 7/16/2010, TU FAKO: 834 12/1/2010.
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: Woohoo! Scored 801 on TU today!

Nice !!!!!!!

 

What a milestone. I thnk we on here all aspire to reach above 800.




Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008
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Re: Woohoo! Scored 801 on TU today!

Congrats on your exceptional score!  Woot-woot!

 

And thanks for posting some of the details - proof positive (once again) that you can hit 800 without a mortgage on your report!  Smiley Tongue

Just puttin' syrup on something, don't make it pancakes.
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