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Woohoo! Scored 801 on TU today!

Regular Contributor

Woohoo! Scored 801 on TU today!

Your FICO® score has gone from 796 to 801
Your TransUnion score has gone from 796 on 7/2/2011 to 801 on 9/30/2011 .
Some of the reason for this change:
  • You have a new positive factor helping your score: 
    "You have an established credit history."
  • You no longer have a negative factor hurting your score: 
    "You have a short credit history."

 

I am 40 years old. I have three credit cards. The oldest AMEX just turned 20 years old a few months ago. The other two are just a few years old. I also have ten years of student loans used for a PhD. They are in 'in-school' deferment status for another year. That's all, no car loan, no mortgage. 


FICO® TU: 703 8/07/2015, EQ: 716 8/07/2015
Message 1 of 7
6 REPLIES
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Established Member

Re: Woohoo! Scored 801 on TU today!

WOW - congrats - that's just wonderful!!!! Always nice to hit those new highs!!

Starting Score: 684 EQ
Current Score: 684 EQ
Goal Score: 700


Take the FICO Fitness Challenge
Message 2 of 7
Frequent Contributor

Re: Woohoo! Scored 801 on TU today!

smiley emoticons  that's a great milestone congrats!!

Message 3 of 7
Established Contributor

Re: Woohoo! Scored 801 on TU today!

That's AWESOME!!!

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego
Message 4 of 7
Regular Contributor

Re: Woohoo! Scored 801 on TU today!

Understanding my FICO® Score

What’s helping my FICO® score


1. You have no missed payments on your credit accounts.

2. You've limited the use of your available credit. Ratio of your revolving balances to your credit limits 1%

3. You have an established credit history. Your oldest account was opened 19 Years, 10 Months ago. Average age of your accounts: 5 years

4. You have an established revolving credit history. Your first revolving account was opened 19 Years, 10 Months ago

 

I have 27 accounts (3 cc + student loans), 22 with balances (1 cc + student loans). 0 inquires. 


FICO® TU: 703 8/07/2015, EQ: 716 8/07/2015
Message 5 of 7
Super Contributor

Re: Woohoo! Scored 801 on TU today!

Nice !!!!!!!

 

What a milestone. I thnk we on here all aspire to reach above 800.




Message 6 of 7
Moderator Emeritus

Re: Woohoo! Scored 801 on TU today!

Congrats on your exceptional score!  Woot-woot!

 

And thanks for posting some of the details - proof positive (once again) that you can hit 800 without a mortgage on your report!  Smiley Tongue

Just puttin' syrup on something, don't make it pancakes.
Message 7 of 7