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Would a drop from 91% to 68% utilization on one card sign...

Moderator Emeritus

Re: Would a drop from 91% to 68% utilization on one card sign...

I am still waiting it has been approx 3 weeks how long did it take you to see the point increase? Did they post on all bureaus around the same time or did one take longer than the other?
Message 11 of 14
Regular Contributor

Re: Would a drop from 91% to 68% utilization on one card sign...

i reduced my utiliization on one card from 84% to 69% and only got a 5 point increase.  i was totally bummed. 
Message 12 of 14
Moderator Emeritus

Re: Would a drop from 91% to 68% utilization on one card sign...

Try and get it lower.. IMO under 50% and again under 30% gets you the most points.
Message 13 of 14
Highlighted
Moderator Emeritus

Re: Would a drop from 91% to 68% utilization on one card sign...

I have seen the best jump when 2 hit simultaneously. I got a 31 point boost on EX when two hit that I took from max to under 30%. Still depends also on overall util as well. More to come...
 
Don't be bummed the more you pay down and the more they age the better your increases.
Message 14 of 14