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Valued Member
dallas01
Posts: 27
Registered: ‎04-03-2007
0

Wow Fako score went up and I'm still waiting for a Scorewatch alert

I'm pretty excited that my fako score went up 25 points when my BOA card reported. I still havn't got a scorewatch alert! New Account added, Score change, etc.
 
Anyway I havn't got a True Credit alert also so maybe it just takes awhile. Anyway I'm pretty happy at least it went up and not down.
Regular Contributor
dekrist
Posts: 170
Registered: ‎03-04-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

I think alerts generate within 24 hours at least thats my experience with true credit. MyFico is usually a couple days after then i get alert. Congrats on score bumpage.
New Visitor
April123
Posts: 1
Registered: ‎04-12-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

I paid the yearly fee and haven't had an update since last Christmas. Is this thing for real. I use my credit cards, pay them off. Apply for other loans, and still have not had an update.
Valued Contributor
jaybee
Posts: 1,088
Registered: ‎03-18-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

April123,
Maybe you should check your junk mail or call customer service. I have only had the service for a little over a month and have already received three alerts.
If at first you don't succeed... hang up and try again!!
Regular Contributor
dekrist
Posts: 170
Registered: ‎03-04-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

or check score alert settings
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert



dallas01 wrote:
I'm pretty excited that my fako score went up 25 points when my BOA card reported. I still havn't got a scorewatch alert! New Account added, Score change, etc.
 
Anyway I havn't got a True Credit alert also so maybe it just takes awhile. Anyway I'm pretty happy at least it went up and not down.


 
 The good news is you may get a score change from the new card, the bad news is that you may not.  Let me clarify.  Depending on the number of cards open, the history, and other factors a new account can initially lower your FICO score, raise your FICO score or cause no change (trust me as I eagerly anticipated at least some increase from a new card as it reflected on FAKO).  To my hurt and dismay, the only thing I got was an alert of a new accoutn, no score increase whatsover.  It did take three days from the time the FAKO update before SW deemed it necessary to give me a buzz.

Valued Member
dallas01
Posts: 27
Registered: ‎04-03-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

Brammy, What I left out is its a Boa card thats got 3 years history 11,000 limit never late. I opened 2 small credit cards myself and they haven't reported yet. I do look for a points deduction for those.
 
I've been looking at my scores and they're pretty sad
 
EQ=518 without the BOA card or my other 2 reporting.
EXPERIAN= 569 with no credit besides Collections and a BK in 2002 dismissed.
 
I thought the 569 was pretty high with not 1 postive TL
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert



dallas01 wrote:
Brammy, What I left out is its a Boa card thats got 3 years history 11,000 limit never late. I opened 2 small credit cards myself and they haven't reported yet. I do look for a points deduction for those.
 
I've been looking at my scores and they're pretty sad
 
EQ=518 without the BOA card or my other 2 reporting.
EXPERIAN= 569 with no credit besides Collections and a BK in 2002 dismissed.
 
I thought the 569 was pretty high with not 1 postive TL


 
Now that makes a difference.  Don't be too down about the scores, Mine were there not too long ago. They stayed there because I didn't know how to get them up.  You're ahead of the game:smileyvery-happy:

New Member
creditworries
Posts: 7
Registered: ‎03-13-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

Sorry to just jump in here but, what's FAKO??
Regular Contributor
KDM
Posts: 183
Registered: ‎04-17-2007
0

Re: Wow Fako score went up and I'm still waiting for a Scorewatch alert

What did you do to bring up your scores, if I may ask?  I'm new to this board.  In fact, I just found out about it today, and I think it's great.  Perfect for people, like myself, who are rebuilding.
 

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